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Frequently Asked Questions

Everything you wanted to know about trading with GROW.
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We're available Monday through Friday from 8:30 AM to 5:00 PM to answer all your questions. Reach out any time:

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1. What is trade?

Trade is a way of transacting business without the use of cash. Essentially, you can purchase the goods and/or services you need, and pay for them with the goods and/or services you have.

2. What are the advantages of trade?

There are several advantages to trade, with the first and foremost being new business. Trade provides you with new clients, which allows you to expand your potential market beyond your traditional, cash-paying customers. It also creates a relative increase in your cash flow since you are now trading your goods and services for what you need, rather than spending cash. Moreover, trade is also extremely advantageous in that it allows you to put idle resources to work; excess time, inventory and capacity are converted into additional revenue, which in turn translates into extra profit you may have otherwise never realized.

3. I already trade on my own. Why join GROW?

Trading one-on-one with other businesses is a very labor-intensive process because it requires that both parties have something the other needs or wants. Moreover, the opportunity cost of your time in order to directly trade successfully is very high. With our trade exchange, however, trading becomes much more efficient because everyone trades with everyone, even if they do not want what the other person has to offer. Whenever anyone purchases something from your business through trade, your account is credited with Grow Dollars, which can then be spent on any item or service needed or wanted from within the trade exchange.

4. What if I want to purchase something that is not available?

If you are unable to find something you would like to barter for, please contact GROW. We will either help you locate a member who offers what you’re looking for, or we will try to sign up new members who can provide you with what you desire.

5. What happens if I want to spend more than I have in my GROW account?

GROW will often extend an interest-free credit line to its members, but on a case-by-case basis.

6. Are there any tax advantages to barter?

There are no tax advantages or disadvantages to barter. Barter income is the same as cash income for tax purposes. Bartering should be considered a marketing tool, not a tax tool. As with cash income, however, barter purchases that are business-related are also tax deductible.

7. How do I report barter on my tax return?

Grow has the same reporting requirements as banks and stock exchanges. At the end of the year, we total your barter transactions and submit this information electronically to the IRS using form 1099B. All tax payments are applicable as if the barter sales and purchases were made in cash.

8. Who decides what price a vendor will charge?

The seller is expected to trade their goods and services at their normal cash rates. They are not obligated to extend any promotions or discounts to barter customers that they offer to cash paying customers.

If you do not find the answer to your question listed within our FAQ's, you can always contact us directly at